Minnesota offers miles of trails, wooded backroads, and open land that make it a great place to ride. Whether your ATV helps with chores around the property or carries you deep into the woods during hunting season, we can help you protect your machine and the people who ride with you.
An all-terrain vehicle is often both a tool and a toy. Our clients rely on ATVs, UTVs, and side-by-sides for:
How and where you ride helps shape the coverage that makes sense for you.
In many cases, the answer is no, or only in very limited situations. Homeowners and auto policies are usually not designed for off-road vehicles, especially once you leave your own property. A dedicated ATV policy fills that gap and is built around the way these machines are actually used.
Liability can help if you injure someone or damage their property while riding. Collision helps repair your ATV after hitting a tree, rock, or another vehicle. Comprehensive can protect against theft, fire, vandalism, and storm damage, including while it sits in a shed or garage. Many riders also consider medical payments, uninsured motorist protection, and coverage for accessories like plows, winches, and custom racks. If your ATV is financed, your lender may require certain coverages.
Every ATV owner is different. We ask about your machine, your passengers, and where you ride, then compare policies from multiple carriers so you can pick the policy that suits you best.
Before you head out on the trail, contact us or call 612-805-8049 to talk with Glenn about ATV, UTV, or side-by-side insurance in Minnesota.
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