When the snow finally melts and the roads dry out, Minnesota riders are ready to make the most of every warm day. Some ride to work, while others save their miles for weekend trips and long summer tours. Glenn Griffin Insurance Agency helps Minnesota motorcyclists find coverage that matches their bike and their riding style.
Many riders are surprised to learn that motorcycle coverage in Minnesota does not follow the same no-fault rules as auto insurance. The personal injury protection on your car policy generally does not carry over to your bike, and a basic motorcycle policy may focus mainly on liability. That is why it helps to review your options with an agent who can explain how each coverage applies to you.
Liability coverage is the foundation, but it only addresses harm you cause to others. Many Minnesota riders also look at collision and comprehensive coverage to protect their own bike from accidents, theft, hail, and vandalism. Medical payments coverage can help with your own injury expenses, while uninsured and underinsured motorist coverage helps if another driver lacks enough insurance. Custom parts and gear coverage, roadside assistance, and trip interruption protection are also available from many carriers.
Cruisers, sport bikes, touring motorcycles, dual-sport bikes, trikes, and scooters each come with their own coverage considerations. Because we work with multiple carriers, including National General, Nationwide, and Progressive, we can compare policies that fit the motorcycle you actually ride.
Contact us or call 612-805-8049 to talk with Glenn. He will walk you through your options step by step and help you choose motorcycle coverage you can count on all season long.
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